:root {
    --navy: #0b2e6b;
    --navy-2: #1d4e89;
    --graphite: #7a7a7a;
    --mist: #f5f7fa;
    --ink: #1e1e1e;
    --white: #ffffff;
    --line: rgba(11, 46, 107, 0.1);
    --glow: rgba(29, 78, 137, 0.35);
    --shadow: 0 24px 80px rgba(11, 46, 107, 0.12);
    --shadow-hover: 0 32px 100px rgba(11, 46, 107, 0.18);
    --radius: 20px;
    --radius-sm: 12px;
    --radius-pill: 999px;
    --font-display: "Playfair Display", Georgia, "Times New Roman", serif;
    --font-body: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
    --wrap: min(1180px, 92vw);
    --header-h: 72px;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body.pmrv {
    margin: 0;
    font-family: var(--font-body);
    font-size: 1.02rem;
    line-height: 1.65;
    color: var(--ink);
    background: var(--white);
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--navy-2);
    text-decoration-thickness: 1px;
    text-underline-offset: 3px;
}

a:hover {
    color: var(--navy);
}

.wrap {
    width: var(--wrap);
    margin-inline: auto;
}

.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

.skip-link {
    position: absolute;
    left: -999px;
    top: 0;
    background: var(--navy);
    color: var(--white);
    padding: 0.75rem 1rem;
    z-index: 2000;
    border-radius: 0 0 var(--radius-sm) var(--radius-sm);
}

.skip-link:focus {
    left: 1rem;
}

/* Typography */
.display-xl {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: clamp(2.4rem, 4.8vw, 3.75rem);
    line-height: 1.08;
    letter-spacing: -0.02em;
    color: var(--navy);
    margin: 0;
}

.display-xl--on-dark {
    color: var(--white);
}

.display-lg {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: clamp(2rem, 3.6vw, 2.85rem);
    line-height: 1.12;
    letter-spacing: -0.02em;
    color: var(--navy);
    margin: 0;
}

.display-lg--on-dark {
    color: var(--white);
}

.display-md {
    font-family: var(--font-display);
    font-weight: 600;
    font-size: clamp(1.75rem, 2.8vw, 2.35rem);
    line-height: 1.15;
    color: var(--navy);
    margin: 0;
}

.kicker {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--navy-2);
    margin: 0 0 1rem;
}

.kicker--on-dark {
    color: rgba(255, 255, 255, 0.75);
}

/* Header glass */
.site-header {
    position: sticky;
    top: 0;
    z-index: 100;
    height: var(--header-h);
    border-bottom: 1px solid transparent;
    background: rgba(255, 255, 255, 0.72);
    backdrop-filter: blur(12px) saturate(140%);
    -webkit-backdrop-filter: blur(12px) saturate(140%);
    transition: background 0.35s ease, border-color 0.35s ease, box-shadow 0.35s ease, backdrop-filter 0.35s ease;
}

.site-header.is-scrolled {
    background: rgba(255, 255, 255, 0.78);
    backdrop-filter: blur(16px) saturate(160%);
    -webkit-backdrop-filter: blur(16px) saturate(160%);
    border-bottom-color: var(--line);
    box-shadow: 0 10px 40px rgba(11, 46, 107, 0.06);
}

.site-header__bar {
    width: var(--wrap);
    margin-inline: auto;
    height: 100%;
    display: grid;
    grid-template-columns: auto minmax(0, 1fr) auto;
    align-items: center;
    gap: clamp(0.75rem, 2vw, 2rem);
}

.site-logo,
.site-logo picture {
    display: inline-flex;
    align-items: center;
}

.site-logo img {
    max-height: 48px;
    max-width: min(210px, 50vw);
    width: auto;
}

.site-nav {
    justify-self: center;
}

.site-nav__panel-head {
    display: none;
}

.nav-backdrop {
    display: none;
}

.site-nav__list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 0.25rem clamp(0.5rem, 1.5vw, 1.25rem);
}

.site-nav__list a {
    display: inline-block;
    padding: 0.45rem 0.55rem;
    font-size: 0.88rem;
    font-weight: 600;
    color: rgba(30, 30, 30, 0.82);
    text-decoration: none;
    border-radius: 10px;
    transition: color 0.2s ease, background 0.2s ease;
}

.site-nav__list a:hover {
    color: var(--navy);
    background: rgba(11, 46, 107, 0.06);
}

.site-header__cta {
    justify-self: end;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.nav-toggle {
    display: none;
    width: 44px;
    height: 44px;
    border-radius: 12px;
    border: 1px solid var(--line);
    background: rgba(255, 255, 255, 0.85);
    cursor: pointer;
    align-items: center;
    justify-content: center;
}

.nav-toggle__lines {
    width: 22px;
    height: 2px;
    background: var(--navy);
    border-radius: 2px;
    position: relative;
    display: block;
    box-shadow: 0 -7px 0 var(--navy), 0 7px 0 var(--navy);
    transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
}

.nav-toggle[aria-expanded="true"] .nav-toggle__lines {
    transform: rotate(45deg);
    box-shadow: none;
    background: var(--navy);
}

.nav-toggle[aria-expanded="true"] .nav-toggle__lines::after {
    content: "";
    position: absolute;
    inset: 0;
    background: var(--navy);
    border-radius: 2px;
    transform: rotate(-90deg);
}

@media (max-width: 1024px) {
    body.nav-open {
        overflow: hidden;
    }

    .site-header__bar {
        grid-template-columns: 1fr auto auto;
    }

    .site-logo {
        justify-self: start;
    }

    .nav-toggle {
        display: inline-flex;
        position: relative;
        z-index: 130;
    }

    .site-nav {
        position: fixed;
        z-index: 120;
        left: 0;
        top: 0;
        bottom: 0;
        width: min(84vw, 360px);
        height: 100dvh;
        background: rgba(255, 255, 255, 0.96);
        backdrop-filter: blur(18px) saturate(150%);
        -webkit-backdrop-filter: blur(18px) saturate(150%);
        border-right: 1px solid rgba(11, 46, 107, 0.12);
        box-shadow: 28px 0 80px rgba(11, 46, 107, 0.18);
        padding: 1.25rem 1.25rem 1.5rem;
        transform: translateX(-105%);
        pointer-events: none;
        transition: transform 0.34s cubic-bezier(0.22, 1, 0.36, 1);
        display: flex;
        flex-direction: column;
        align-items: stretch;
        max-height: none;
        overflow-y: auto;
    }

    .site-nav.is-open {
        transform: translateX(0);
        pointer-events: auto;
    }

    .nav-backdrop {
        position: fixed;
        inset: 0;
        z-index: 110;
        display: block;
        background: rgba(7, 26, 64, 0.34);
        backdrop-filter: blur(4px);
        -webkit-backdrop-filter: blur(4px);
        opacity: 0;
        pointer-events: none;
        transition: opacity 0.28s ease;
    }

    .nav-backdrop.is-open {
        opacity: 1;
        pointer-events: auto;
    }

    .site-nav__panel-head {
        display: grid;
        gap: 0.1rem;
        padding: 0.25rem 0 1.25rem;
        margin-bottom: 0.8rem;
        border-bottom: 1px solid var(--line);
    }

    .site-nav__panel-title {
        font-family: var(--font-display);
        font-size: 1.35rem;
        font-weight: 700;
        color: var(--navy);
        letter-spacing: 0.02em;
    }

    .site-nav__panel-subtitle {
        font-size: 0.72rem;
        font-weight: 800;
        letter-spacing: 0.14em;
        text-transform: uppercase;
        color: var(--navy-2);
    }

    .site-nav__list {
        flex-direction: column;
        align-items: flex-start;
        gap: 0.15rem;
    }

    .site-nav__list a {
        width: 100%;
        padding: 0.75rem 0.85rem;
        font-size: 1rem;
        border-radius: 12px;
    }

    .site-header__cta {
        display: none;
    }

    .site-nav__mobile-cta {
        display: flex;
        flex-direction: column;
        gap: 0.6rem;
        margin-top: auto;
        padding-top: 1rem;
        border-top: 1px solid var(--line);
    }

    .site-nav__mobile-cta .btn {
        width: 100%;
    }
}

.site-nav__mobile-cta {
    display: none;
}

@media (max-width: 1024px) {
    .site-nav__mobile-cta {
        display: flex;
    }
}

@media (max-width: 480px) {
    :root {
        --header-h: 64px;
    }

    .site-logo img {
        max-height: 38px;
        max-width: 58vw;
    }

    .site-nav {
        width: min(86vw, 340px);
        padding: 1rem 1rem 1.25rem;
    }
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.72rem 1.35rem;
    border-radius: var(--radius-pill);
    font-family: var(--font-body);
    font-weight: 700;
    font-size: 0.95rem;
    text-decoration: none;
    border: 1.5px solid transparent;
    cursor: pointer;
    transition: transform 0.15s ease, box-shadow 0.25s ease, background 0.25s ease, color 0.25s ease, border-color 0.25s ease;
}

.btn:active {
    transform: translateY(1px);
}

.btn--solid {
    background: linear-gradient(135deg, var(--navy), #0a2558);
    color: var(--white);
    box-shadow: 0 14px 40px rgba(11, 46, 107, 0.28);
}

.btn--solid:hover {
    box-shadow: 0 18px 50px rgba(11, 46, 107, 0.38);
    filter: brightness(1.04);
}

.btn--outline {
    background: rgba(255, 255, 255, 0.65);
    border-color: rgba(11, 46, 107, 0.28);
    color: var(--navy);
}

.btn--outline:hover {
    border-color: var(--navy);
    background: var(--white);
}

.btn--light {
    background: var(--white);
    color: var(--navy);
    box-shadow: 0 14px 40px rgba(0, 0, 0, 0.12);
}

.btn--light:hover {
    box-shadow: 0 18px 50px rgba(0, 0, 0, 0.16);
}

.btn--nav {
    padding: 0.5rem 0.9rem;
    font-size: 0.86rem;
    border-radius: 12px;
    border-color: var(--line);
    color: var(--ink);
    background: rgba(255, 255, 255, 0.65);
}

.btn--nav:hover {
    border-color: rgba(11, 46, 107, 0.35);
    color: var(--navy);
}

.btn--nav-primary {
    background: linear-gradient(135deg, var(--navy), #0a2558);
    color: var(--white);
    border-color: transparent;
    box-shadow: 0 10px 28px rgba(11, 46, 107, 0.22);
}

.btn--nav-primary:hover {
    filter: brightness(1.05);
}

.btn--lg {
    padding: 0.85rem 1.5rem;
    font-size: 1rem;
}

.btn--xl {
    padding: 1rem 1.85rem;
    font-size: 1.05rem;
}

.btn--block {
    width: 100%;
}

/* Reveal */
.reveal {
    opacity: 0;
    transform: translateY(28px);
    transition: opacity 0.7s cubic-bezier(0.22, 1, 0.36, 1), transform 0.7s cubic-bezier(0.22, 1, 0.36, 1);
    will-change: opacity, transform;
}

.reveal--delay {
    transition-delay: 0.12s;
}

.reveal.is-visible {
    opacity: 1;
    transform: none;
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    .reveal {
        opacity: 1;
        transform: none;
        transition: none;
    }

    .float-card,
    .hero-visual__glow,
    .hero-chart__bar {
        animation: none !important;
    }
}

/* Hero */
.hero-premium {
    position: relative;
    padding: clamp(3rem, 7vw, 5.5rem) 0 clamp(2.5rem, 6vw, 4.5rem);
    overflow: hidden;
}

.hero-premium__bg {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(900px 500px at 85% 10%, rgba(29, 78, 137, 0.16), transparent 60%),
        radial-gradient(700px 420px at 10% 90%, rgba(11, 46, 107, 0.08), transparent 55%),
        linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
    pointer-events: none;
}

.hero-premium__bg::after {
    content: "";
    position: absolute;
    inset: 0;
    background-image: radial-gradient(rgba(11, 46, 107, 0.06) 1px, transparent 1px);
    background-size: 22px 22px;
    mask-image: radial-gradient(ellipse at center, black 0%, transparent 70%);
    opacity: 0.5;
}

.hero-premium__grid {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(2rem, 5vw, 4rem);
    align-items: center;
}

@media (max-width: 960px) {
    .hero-premium__grid {
        grid-template-columns: 1fr;
    }
}

.badge-premium {
    display: inline-flex;
    padding: 0.45rem 0.85rem;
    border-radius: var(--radius-pill);
    background: rgba(11, 46, 107, 0.06);
    border: 1px solid rgba(11, 46, 107, 0.1);
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: var(--navy-2);
    margin: 0 0 1.25rem;
}

.hero-premium__lead {
    margin: 0 0 1.75rem;
    font-size: 1.12rem;
    color: var(--graphite);
    max-width: 34rem;
}

.hero-premium__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 0.75rem;
    margin-bottom: 1.75rem;
}

.hero-premium__pills {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.55rem 1rem;
    max-width: 28rem;
    font-weight: 600;
    font-size: 0.92rem;
    color: rgba(30, 30, 30, 0.88);
}

.pill-check {
    display: inline-block;
    width: 8px;
    height: 14px;
    border: solid var(--navy-2);
    border-width: 0 2px 2px 0;
    transform: rotate(40deg);
    margin-right: 0.45rem;
    border-radius: 1px;
}

/* Hero visual / fintech */
.hero-visual {
    position: relative;
    min-height: 420px;
}

.hero-visual__glow {
    position: absolute;
    inset: 8% 5% 12% 5%;
    background: radial-gradient(circle at 30% 30%, rgba(126, 184, 255, 0.45), transparent 55%), radial-gradient(circle at 80% 60%, rgba(11, 46, 107, 0.35), transparent 50%);
    filter: blur(38px);
    opacity: 0.85;
    animation: glowPulse 8s ease-in-out infinite alternate;
}

@keyframes glowPulse {
    from {
        transform: scale(0.96);
        opacity: 0.75;
    }
    to {
        transform: scale(1.04);
        opacity: 0.95;
    }
}

.hero-visual__mesh {
    position: absolute;
    inset: 0;
    border-radius: calc(var(--radius) + 8px);
    border: 1px solid rgba(11, 46, 107, 0.12);
    background: linear-gradient(145deg, rgba(255, 255, 255, 0.75), rgba(245, 247, 250, 0.9));
    box-shadow: var(--shadow);
    backdrop-filter: blur(10px);
}

.float-stack {
    position: absolute;
    inset: 0;
    padding: 1.25rem;
}

.float-card {
    position: absolute;
    border-radius: var(--radius-sm);
    padding: 1rem 1.1rem;
    box-shadow: 0 20px 50px rgba(11, 46, 107, 0.12);
    animation: floatY 7s ease-in-out infinite;
}

.float-card--tilt {
    top: 6%;
    left: 4%;
    width: min(220px, 48%);
    background: rgba(255, 255, 255, 0.92);
    border: 1px solid rgba(255, 255, 255, 0.65);
    backdrop-filter: blur(8px);
    animation-delay: 0s;
}

.float-card--dark {
    top: 38%;
    right: 2%;
    width: min(200px, 46%);
    background: linear-gradient(160deg, #0b2e6b, #0a1f45);
    color: var(--white);
    animation-delay: 1.2s;
}

.float-card--accent {
    bottom: 10%;
    left: 12%;
    width: min(240px, 55%);
    background: linear-gradient(135deg, rgba(29, 78, 137, 0.95), rgba(11, 46, 107, 0.98));
    color: var(--white);
    animation-delay: 0.6s;
}

@keyframes floatY {
    0%,
    100% {
        transform: translateY(0);
    }
    50% {
        transform: translateY(-10px);
    }
}

.float-card__label {
    margin: 0;
    font-size: 0.72rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    opacity: 0.75;
}

.float-card__value {
    margin: 0.35rem 0 0;
    font-family: var(--font-display);
    font-size: 1.75rem;
    font-weight: 600;
}

.float-card__value--sm {
    font-size: 1.05rem;
}

.float-card__hint {
    margin: 0.35rem 0 0.75rem;
    font-size: 0.85rem;
    opacity: 0.85;
}

.spark {
    display: flex;
    gap: 4px;
    align-items: flex-end;
    height: 36px;
}

.spark span {
    width: 6px;
    border-radius: 4px;
    background: linear-gradient(180deg, var(--navy-2), var(--navy));
    animation: barPulse 2.4s ease-in-out infinite;
}

.spark span:nth-child(1) {
    height: 40%;
    animation-delay: 0s;
}
.spark span:nth-child(2) {
    height: 65%;
    animation-delay: 0.15s;
}
.spark span:nth-child(3) {
    height: 50%;
    animation-delay: 0.3s;
}
.spark span:nth-child(4) {
    height: 80%;
    animation-delay: 0.45s;
}
.spark span:nth-child(5) {
    height: 58%;
    animation-delay: 0.6s;
}

@keyframes barPulse {
    0%,
    100% {
        transform: scaleY(1);
        opacity: 0.85;
    }
    50% {
        transform: scaleY(1.12);
        opacity: 1;
    }
}

.mini-bars {
    display: flex;
    align-items: flex-end;
    gap: 5px;
    height: 44px;
    margin-top: 0.5rem;
}

.mini-bars span {
    flex: 1;
    border-radius: 6px 6px 2px 2px;
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.85), rgba(255, 255, 255, 0.25));
    height: var(--h, 50%);
}

.mini-bars--light span {
    background: linear-gradient(180deg, rgba(255, 255, 255, 0.55), rgba(255, 255, 255, 0.12));
}

.ring {
    position: relative;
    width: 112px;
    height: 112px;
    margin-top: 0.25rem;
}

.ring--sm {
    width: 88px;
    height: 88px;
}

.ring__svg {
    width: 100%;
    height: auto;
    display: block;
}

.ring__pct {
    position: absolute;
    inset: 0;
    display: grid;
    place-items: center;
    font-weight: 800;
    font-size: 1.1rem;
}

.ring__pct--sm {
    font-size: 0.95rem;
}

.hero-dashboard {
    position: absolute;
    right: 6%;
    bottom: 6%;
    width: min(52%, 280px);
    border-radius: var(--radius-sm);
    background: rgba(255, 255, 255, 0.9);
    border: 1px solid rgba(11, 46, 107, 0.1);
    box-shadow: 0 18px 50px rgba(11, 46, 107, 0.14);
    overflow: hidden;
    animation: floatY 8s ease-in-out infinite 0.3s;
}

.hero-dashboard__head {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.55rem 0.75rem;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--navy);
    border-bottom: 1px solid var(--line);
    background: rgba(245, 247, 250, 0.9);
}

.dot-row {
    display: flex;
    gap: 6px;
    align-items: center;
}

.dot-row span {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: #c7cedd;
}

.dot-row span:nth-child(2) {
    background: #aab6ca;
}

.dot-row span:nth-child(3) {
    background: #8f9db5;
}

.hero-dashboard__body {
    padding: 0.75rem 0.85rem 0.9rem;
    display: grid;
    gap: 0.65rem;
}

.hero-chart {
    display: flex;
    align-items: flex-end;
    gap: 6px;
    height: 72px;
}

.hero-chart__bar {
    flex: 1;
    border-radius: 6px 6px 2px 2px;
    height: var(--h, 40%);
    background: linear-gradient(180deg, var(--navy-2), var(--navy));
    transform-origin: bottom;
    animation: growBar 2.8s ease-in-out infinite alternate;
}

.hero-chart__bar:nth-child(2) {
    animation-delay: 0.1s;
}
.hero-chart__bar:nth-child(3) {
    animation-delay: 0.2s;
}
.hero-chart__bar:nth-child(4) {
    animation-delay: 0.3s;
}
.hero-chart__bar:nth-child(5) {
    animation-delay: 0.4s;
}
.hero-chart__bar:nth-child(6) {
    animation-delay: 0.5s;
}
.hero-chart__bar:nth-child(7) {
    animation-delay: 0.6s;
}

@keyframes growBar {
    from {
        transform: scaleY(0.92);
        filter: brightness(0.95);
    }
    to {
        transform: scaleY(1);
        filter: brightness(1.05);
    }
}

.hero-dashboard__k {
    margin: 0;
    font-size: 0.72rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--graphite);
}

.hero-dashboard__v {
    margin: 0.15rem 0 0;
    font-weight: 700;
    color: var(--navy);
}

@media (max-width: 960px) {
    .hero-visual {
        min-height: 380px;
        margin-top: 0.5rem;
    }

    .hero-dashboard {
        right: 4%;
        bottom: 4%;
    }
}

/* Sections generic */
.section-premium {
    padding: clamp(3.25rem, 7vw, 5rem) 0;
}

.section-premium--alt {
    background: var(--mist);
}

.section-head {
    max-width: 46rem;
    margin-bottom: clamp(2rem, 4vw, 2.75rem);
}

.section-head--center {
    text-align: center;
    margin-inline: auto;
}

.section-head__sub {
    margin: 0.75rem 0 0;
    font-size: 1.08rem;
    color: var(--graphite);
}

/* Intro asym */
.intro-asym {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: clamp(2rem, 5vw, 3.5rem);
    align-items: start;
}

@media (max-width: 960px) {
    .intro-asym {
        grid-template-columns: 1fr;
    }
}

.prose-tight p {
    margin: 0 0 1rem;
    color: rgba(30, 30, 30, 0.9);
}

.stat-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 0.85rem;
    margin-top: 2rem;
}

.stat-card--wide {
    grid-column: span 3;
}

@media (max-width: 720px) {
    .stat-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .stat-card--wide {
        grid-column: span 2;
    }
}

.stat-card {
    background: var(--white);
    border-radius: var(--radius-sm);
    padding: 1.1rem 1.15rem;
    border: 1px solid var(--line);
    box-shadow: 0 14px 40px rgba(11, 46, 107, 0.06);
    transition: transform 0.35s ease, box-shadow 0.35s ease, border-color 0.35s ease;
}

.stat-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-hover);
    border-color: rgba(29, 78, 137, 0.25);
}

.stat-card__num {
    margin: 0;
    font-family: var(--font-display);
    font-size: 2.1rem;
    font-weight: 700;
    color: var(--navy);
    line-height: 1;
}

.stat-card__num--sm {
    font-size: 1.65rem;
}

.stat-card__lbl {
    margin: 0.45rem 0 0;
    font-size: 0.88rem;
    font-weight: 600;
    color: var(--graphite);
}

.media-frame {
    position: relative;
    border-radius: calc(var(--radius) + 6px);
    padding: 1px;
    background: linear-gradient(135deg, rgba(29, 78, 137, 0.35), rgba(11, 46, 107, 0.08));
    box-shadow: var(--shadow);
}

.media-frame__glow {
    position: absolute;
    inset: -20%;
    background: radial-gradient(circle at 30% 20%, rgba(29, 78, 137, 0.2), transparent 55%);
    filter: blur(24px);
    z-index: 0;
    pointer-events: none;
}

.media-image {
    position: relative;
    z-index: 1;
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.media-image--premium {
    aspect-ratio: 4 / 5;
    min-height: 360px;
    border-radius: var(--radius);
}

.image-quote-card {
    position: absolute;
    right: 1rem;
    bottom: 7%;
    z-index: 2;
    width: min(300px, 78%);
    padding: 1rem 1.1rem;
    border-radius: 16px;
    background: rgba(255, 255, 255, 0.88);
    border: 1px solid rgba(255, 255, 255, 0.55);
    box-shadow: 0 22px 70px rgba(11, 46, 107, 0.18);
    backdrop-filter: blur(12px);
}

.image-quote-card__mark {
    display: inline-grid;
    place-items: center;
    width: 34px;
    height: 34px;
    margin-bottom: 0.35rem;
    border-radius: 10px;
    background: var(--navy);
    color: var(--white);
    font-family: var(--font-display);
    font-size: 1.45rem;
    line-height: 1;
}

.image-quote-card p {
    margin: 0;
    font-family: var(--font-display);
    font-size: 1.03rem;
    line-height: 1.32;
    color: var(--navy);
}

@media (max-width: 960px) {
    .image-quote-card {
        right: 1rem;
        bottom: 1rem;
    }
}

.media-placeholder {
    border-radius: var(--radius);
    border: 1px dashed rgba(11, 46, 107, 0.22);
    background: linear-gradient(145deg, #eef1f6, #ffffff);
    color: var(--graphite);
    display: grid;
    place-items: center;
    text-align: center;
    font-weight: 600;
    font-size: 0.88rem;
    letter-spacing: 0.04em;
}

.media-placeholder--premium {
    position: relative;
    z-index: 1;
    aspect-ratio: 4 / 5;
    min-height: 320px;
}

.media-placeholder--wide-premium {
    aspect-ratio: 21 / 9;
    margin-top: 2.5rem;
    border-radius: var(--radius);
}

.media-image--wide-premium {
    width: 100%;
    aspect-ratio: 21 / 9;
    margin-top: 2.5rem;
    border-radius: var(--radius);
    object-fit: cover;
    object-position: center;
    box-shadow: var(--shadow);
    border: 1px solid rgba(11, 46, 107, 0.08);
}

@media (max-width: 720px) {
    .media-image--wide-premium {
        aspect-ratio: 4 / 3;
    }
}

.map-card {
    position: relative;
    margin-top: 1.25rem;
    border-radius: var(--radius);
    overflow: hidden;
    border: 1px solid rgba(11, 46, 107, 0.12);
    box-shadow: 0 20px 70px rgba(11, 46, 107, 0.12);
    background:
        radial-gradient(240px 120px at 15% 20%, rgba(29, 78, 137, 0.12), transparent 60%),
        var(--white);
}

.map-card__iframe {
    display: block;
    width: 100%;
    height: 330px;
    border: 0;
    filter: grayscale(0.18) saturate(0.75) contrast(1.05);
}

.map-card::after {
    content: "";
    position: absolute;
    inset: 0;
    pointer-events: none;
    background:
        linear-gradient(180deg, rgba(11, 46, 107, 0.05), rgba(11, 46, 107, 0.16)),
        radial-gradient(300px 180px at 0% 100%, rgba(255, 255, 255, 0.62), transparent 70%);
    mix-blend-mode: multiply;
}

.map-card__overlay {
    position: absolute;
    left: 1rem;
    right: 1rem;
    bottom: 1rem;
    z-index: 2;
    display: grid;
    gap: 0.3rem;
    max-width: 360px;
    padding: 0.9rem 1rem;
    border-radius: 16px;
    border: 1px solid rgba(255, 255, 255, 0.55);
    background: rgba(255, 255, 255, 0.9);
    box-shadow: 0 18px 50px rgba(11, 46, 107, 0.18);
    backdrop-filter: blur(12px);
}

.map-card__eyebrow {
    margin: 0;
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-2);
}

.map-card__address {
    margin: 0;
    color: var(--navy);
    font-weight: 800;
    line-height: 1.35;
}

.map-card__link {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    justify-self: start;
    margin-top: 0.35rem;
    padding: 0.55rem 0.85rem;
    border-radius: 999px;
    background: var(--navy);
    color: var(--white);
    font-size: 0.84rem;
    font-weight: 800;
    text-decoration: none;
    box-shadow: 0 12px 34px rgba(11, 46, 107, 0.22);
}

.map-card__link:hover {
    background: var(--navy-2);
    color: var(--white);
}

.media-placeholder--auto {
    aspect-ratio: 1;
    min-height: 280px;
    border-radius: var(--radius);
    border-color: rgba(255, 255, 255, 0.35);
    background: rgba(255, 255, 255, 0.06);
    color: rgba(255, 255, 255, 0.75);
}

/* Service cards */
.svc-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 1.25rem;
}

@media (max-width: 1024px) {
    .svc-grid {
        grid-template-columns: 1fr;
    }
}

.svc-card {
    position: relative;
    background: var(--white);
    border-radius: var(--radius);
    padding: 1.5rem 1.5rem 2.25rem;
    border: 1px solid rgba(11, 46, 107, 0.08);
    box-shadow: 0 18px 55px rgba(11, 46, 107, 0.08);
    overflow: hidden;
    transition: transform 0.4s cubic-bezier(0.22, 1, 0.36, 1), box-shadow 0.4s ease, border-color 0.4s ease;
}

.svc-card--featured {
    background:
        radial-gradient(360px 220px at 100% 0%, rgba(29, 78, 137, 0.08), transparent 55%),
        var(--white);
}

.section-premium--alt .svc-card {
    background: linear-gradient(180deg, #ffffff, #f9fbff);
}

.svc-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-hover);
    border-color: rgba(29, 78, 137, 0.22);
}

.svc-card__top {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
    margin-bottom: 0.75rem;
}

.svc-card__icon {
    display: inline-flex;
    width: 48px;
    height: 48px;
    border-radius: 14px;
    align-items: center;
    justify-content: center;
    background: rgba(11, 46, 107, 0.06);
    color: var(--navy);
}

.svc-icon {
    display: block;
}

.svc-card h3 {
    margin: 0.15rem 0 0;
    font-family: var(--font-display);
    font-size: 1.35rem;
    color: var(--navy);
}

.svc-card p {
    margin: 0 0 1rem;
    color: var(--graphite);
    font-size: 0.98rem;
}

.svc-list {
    margin: 0;
    padding-left: 1.1rem;
    color: rgba(30, 30, 30, 0.88);
    font-size: 0.92rem;
}

.svc-list li {
    margin-bottom: 0.35rem;
}

.svc-insight {
    margin-top: 1.1rem;
    padding: 0.95rem;
    border-radius: 16px;
    background: linear-gradient(145deg, rgba(245, 247, 250, 0.95), rgba(255, 255, 255, 0.92));
    border: 1px solid rgba(11, 46, 107, 0.08);
}

.svc-insight__label {
    margin: 0 0 0.7rem;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-2);
}

.svc-insight__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.55rem;
}

.svc-insight__grid span {
    display: inline-flex;
    align-items: center;
    min-height: 34px;
    padding: 0.45rem 0.55rem;
    border-radius: 10px;
    background: rgba(11, 46, 107, 0.05);
    color: rgba(30, 30, 30, 0.78);
    font-size: 0.8rem;
    font-weight: 700;
}

.svc-card__arrow {
    position: absolute;
    right: 1.25rem;
    bottom: 1.1rem;
    font-size: 1.25rem;
    color: var(--navy-2);
    opacity: 0.35;
    transition: transform 0.35s ease, opacity 0.35s ease;
}

.svc-card:hover .svc-card__arrow {
    transform: translateX(4px);
    opacity: 0.9;
}

.section-wide-visual {
    margin-top: 2.5rem;
}

/* Diferenciador */
.section-dif {
    position: relative;
    padding: clamp(3.5rem, 8vw, 6rem) 0;
    color: var(--white);
    overflow: hidden;
}

.section-dif__bg {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(800px 500px at 20% 20%, rgba(126, 184, 255, 0.18), transparent 55%),
        linear-gradient(135deg, #0b2e6b 0%, #071a40 55%, #0b2e6b 100%);
}

.section-dif__grid {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: clamp(2rem, 5vw, 3.5rem);
    align-items: center;
}

@media (max-width: 960px) {
    .section-dif__grid {
        grid-template-columns: 1fr;
    }
}

.section-dif__lead {
    font-size: 1.1rem;
    color: rgba(255, 255, 255, 0.82);
    max-width: 36rem;
}

.dif-list {
    list-style: none;
    margin: 1.75rem 0 2rem;
    padding: 0;
    display: grid;
    gap: 0.85rem;
    font-weight: 600;
}

.dif-bullet {
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    margin-right: 0.65rem;
    background: linear-gradient(135deg, #9cc4ff, #e8f0ff);
    vertical-align: middle;
    box-shadow: 0 0 12px rgba(156, 196, 255, 0.65);
}

.dif-dashboard {
    border-radius: calc(var(--radius) + 6px);
    border: 1px solid rgba(255, 255, 255, 0.14);
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(14px);
    box-shadow: 0 30px 90px rgba(0, 0, 0, 0.35);
    overflow: hidden;
}

.dif-dashboard__chrome {
    display: flex;
    align-items: center;
    gap: 0.65rem;
    padding: 0.75rem 1rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 0.75rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.7);
}

.dif-dashboard__grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 0.75rem;
    padding: 1rem;
}

@media (max-width: 520px) {
    .dif-dashboard__grid {
        grid-template-columns: 1fr;
    }
}

.dif-tile {
    border-radius: var(--radius-sm);
    padding: 1rem;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.1);
}

.dif-tile--wide {
    grid-column: 1 / -1;
}

.dif-tile--glass {
    background: rgba(255, 255, 255, 0.08);
}

.dif-tile--accent {
    background: linear-gradient(135deg, rgba(29, 78, 137, 0.55), rgba(255, 255, 255, 0.08));
}

.dif-tile__t {
    margin: 0;
    font-size: 0.72rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.65);
}

.dif-tile__v {
    margin: 0.35rem 0 0.75rem;
    font-family: var(--font-display);
    font-size: 1.45rem;
    font-weight: 600;
}

.dif-tile__v--ok {
    color: #b8e7c8;
}

.dif-spark {
    height: 52px;
    border-radius: 10px;
    background: linear-gradient(90deg, rgba(255, 255, 255, 0.08), rgba(156, 196, 255, 0.35), rgba(255, 255, 255, 0.08));
    filter: blur(0.2px);
}

.dif-spark--long {
    background: linear-gradient(90deg, rgba(156, 196, 255, 0.15), rgba(255, 255, 255, 0.35), rgba(156, 196, 255, 0.15));
}

.dif-chips {
    display: flex;
    flex-wrap: wrap;
    gap: 0.4rem;
}

.dif-chips span {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    padding: 0.35rem 0.55rem;
    border-radius: 999px;
    border: 1px solid rgba(255, 255, 255, 0.22);
    background: rgba(0, 0, 0, 0.12);
}

/* Bento */
.bento {
    display: grid;
    grid-template-columns: repeat(6, minmax(0, 1fr));
    grid-auto-rows: minmax(130px, auto);
    gap: 1rem;
}

.bento__item {
    border-radius: var(--radius);
    padding: 1.35rem 1.4rem;
    background: var(--white);
    border: 1px solid rgba(11, 46, 107, 0.08);
    box-shadow: 0 18px 50px rgba(11, 46, 107, 0.07);
    transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.bento__item:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-hover);
}

.bento__item--hero {
    grid-column: 1 / span 4;
    grid-row: 1 / span 2;
    position: relative;
    overflow: hidden;
    background:
        radial-gradient(520px 300px at 100% 0%, rgba(29, 78, 137, 0.12), transparent 62%),
        linear-gradient(145deg, #ffffff, #f1f5ff);
}

.bento__item--hero::after {
    content: "";
    position: absolute;
    right: -90px;
    bottom: -90px;
    width: 220px;
    height: 220px;
    border-radius: 50%;
    border: 1px solid rgba(11, 46, 107, 0.08);
    background: radial-gradient(circle, rgba(255, 255, 255, 0.9), transparent 68%);
    pointer-events: none;
}

.bento__item:nth-child(2) {
    grid-column: 5 / span 2;
    grid-row: 1;
}

.bento__item:nth-child(3) {
    grid-column: 5 / span 2;
    grid-row: 2;
}

.bento__item:nth-child(4) {
    grid-column: 1 / span 2;
    grid-row: 3;
}

.bento__item:nth-child(5) {
    grid-column: 3 / span 2;
    grid-row: 3;
}

.bento__item--wide {
    grid-column: 5 / span 2;
    grid-row: 3;
}

@media (max-width: 900px) {
    .bento {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .bento__item--hero {
        grid-column: 1 / -1;
        grid-row: auto;
    }

    .bento__item:nth-child(2),
    .bento__item:nth-child(3),
    .bento__item:nth-child(4),
    .bento__item:nth-child(5),
    .bento__item--wide {
        grid-column: auto;
        grid-row: auto;
    }
}

@media (max-width: 540px) {
    .bento {
        grid-template-columns: 1fr;
    }
}

.bento__icon {
    display: inline-flex;
    width: 44px;
    height: 44px;
    border-radius: 14px;
    align-items: center;
    justify-content: center;
    background: rgba(11, 46, 107, 0.06);
    color: var(--navy);
    margin-bottom: 0.75rem;
}

.bento-icon {
    display: block;
}

.bento__item h3 {
    margin: 0 0 0.5rem;
    font-family: var(--font-display);
    font-size: 1.28rem;
    color: var(--navy);
}

.bento__item p {
    margin: 0;
    color: var(--graphite);
    font-size: 0.96rem;
}

.bento-feature {
    position: relative;
    z-index: 1;
    display: grid;
    grid-template-columns: 0.78fr 1.22fr;
    gap: 1rem;
    margin-top: 1.25rem;
}

.bento-feature__metric {
    border-radius: 16px;
    padding: 1rem;
    background: rgba(255, 255, 255, 0.76);
    border: 1px solid rgba(11, 46, 107, 0.08);
    box-shadow: 0 14px 38px rgba(11, 46, 107, 0.08);
}

.bento-feature__label {
    display: block;
    margin-bottom: 0.45rem;
    font-size: 0.68rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-2);
}

.bento-feature__metric strong {
    display: block;
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3rem);
    line-height: 0.95;
    color: var(--navy);
}

.bento-feature__metric span:last-child {
    display: block;
    margin-top: 0.45rem;
    color: var(--graphite);
    font-size: 0.86rem;
    line-height: 1.45;
}

.bento-feature__list {
    margin: 0;
    padding: 0;
    list-style: none;
    display: grid;
    gap: 0.55rem;
}

.bento-feature__list li {
    position: relative;
    padding-left: 1.1rem;
    color: rgba(30, 30, 30, 0.82);
    font-size: 0.9rem;
    line-height: 1.45;
}

.bento-feature__list li::before {
    content: "";
    position: absolute;
    left: 0;
    top: 0.62em;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--navy-2);
    box-shadow: 0 0 0 4px rgba(29, 78, 137, 0.1);
}

.bento-feature__chips {
    position: relative;
    z-index: 1;
    display: flex;
    flex-wrap: wrap;
    gap: 0.45rem;
    margin-top: 1rem;
}

.bento-feature__chips span {
    padding: 0.42rem 0.62rem;
    border-radius: 999px;
    background: rgba(11, 46, 107, 0.07);
    color: var(--navy);
    font-size: 0.76rem;
    font-weight: 800;
    letter-spacing: 0.03em;
}

@media (max-width: 720px) {
    .bento-feature {
        grid-template-columns: 1fr;
    }
}

/* Autónomos */
.section-auto {
    position: relative;
    padding: clamp(3.5rem, 8vw, 5.5rem) 0;
    overflow: hidden;
}

.section-auto__bg {
    position: absolute;
    inset: 0;
    background:
        radial-gradient(700px 480px at 90% 10%, rgba(126, 184, 255, 0.2), transparent 55%),
        linear-gradient(125deg, #0b2e6b, #1d4e89 45%, #0b2e6b);
}

.section-auto__grid {
    position: relative;
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: clamp(2rem, 5vw, 3rem);
    align-items: center;
}

@media (max-width: 960px) {
    .section-auto__grid {
        grid-template-columns: 1fr;
    }
}

.section-auto__lead {
    margin: 1rem 0 1.5rem;
    font-size: 1.08rem;
    color: rgba(255, 255, 255, 0.86);
    max-width: 38rem;
}

.glass-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

@media (max-width: 900px) {
    .glass-grid {
        grid-template-columns: 1fr;
    }
}

.glass-card {
    padding: 1rem 1.05rem;
    border-radius: var(--radius-sm);
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.18);
    backdrop-filter: blur(12px);
    box-shadow: 0 16px 50px rgba(0, 0, 0, 0.18);
    transition: transform 0.35s ease, border-color 0.35s ease;
}

.glass-card:hover {
    transform: translateY(-4px);
    border-color: rgba(255, 255, 255, 0.35);
}

.glass-card__t {
    margin: 0 0 0.35rem;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--white);
}

.glass-card__p {
    margin: 0;
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.78);
}

.auto-list {
    columns: 2;
    column-gap: 2rem;
    margin: 0 0 1.75rem;
    padding: 0 0 0 1.1rem;
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
}

@media (max-width: 540px) {
    .auto-list {
        columns: 1;
    }
}

.auto-visual {
    position: relative;
    min-height: 360px;
    border-radius: calc(var(--radius) + 6px);
}

.auto-visual__card {
    position: absolute;
    top: 8%;
    right: 6%;
    z-index: 2;
    padding: 0.85rem 1rem;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.12);
    border: 1px solid rgba(255, 255, 255, 0.22);
    backdrop-filter: blur(10px);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.25);
    animation: floatY 6.5s ease-in-out infinite;
}

.auto-visual__label {
    margin: 0;
    font-size: 0.68rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.7);
}

.auto-visual__value {
    margin: 0.25rem 0 0;
    font-weight: 800;
    color: var(--white);
}

.media-image--auto {
    min-height: 360px;
    aspect-ratio: 4 / 3;
    border-radius: calc(var(--radius) + 6px);
    border: 1px solid rgba(255, 255, 255, 0.18);
    box-shadow: 0 30px 90px rgba(0, 0, 0, 0.32);
}

.auto-visual::after {
    content: "";
    position: absolute;
    inset: 0;
    border-radius: calc(var(--radius) + 6px);
    background: linear-gradient(90deg, rgba(7, 26, 64, 0.2), rgba(7, 26, 64, 0.02));
    pointer-events: none;
    z-index: 1;
}

/* CTA final */
.section-cta-final {
    position: relative;
    padding: clamp(3.5rem, 8vw, 5.5rem) 0;
    overflow: hidden;
    background: linear-gradient(180deg, #ffffff, #f3f6fb);
}

.section-cta-final__glow {
    position: absolute;
    inset: -20% 10% auto 10%;
    height: 70%;
    background: radial-gradient(ellipse at 50% 0%, rgba(29, 78, 137, 0.18), transparent 60%);
    pointer-events: none;
}

.section-cta-final__inner {
    position: relative;
    display: grid;
    grid-template-columns: 1fr 0.95fr;
    gap: clamp(2rem, 5vw, 3rem);
    align-items: center;
}

@media (max-width: 900px) {
    .section-cta-final__inner {
        grid-template-columns: 1fr;
    }
}

.cta-final__lead {
    margin: 1rem 0 1.75rem;
    font-size: 1.08rem;
    color: var(--graphite);
    max-width: 36rem;
}

.cta-final__mock {
    min-width: 0;
}

.express-card {
    border-radius: var(--radius);
    border: 1px solid rgba(11, 46, 107, 0.1);
    background: rgba(255, 255, 255, 0.88);
    box-shadow: var(--shadow);
    overflow: hidden;
    backdrop-filter: blur(8px);
}

.express-card__head {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    padding: 0.75rem 0.95rem;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--navy);
    border-bottom: 1px solid var(--line);
    background: rgba(245, 247, 250, 0.95);
}

.express-card__body {
    padding: clamp(1.2rem, 3vw, 1.75rem);
}

.express-card__eyebrow {
    margin: 0 0 0.5rem;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-2);
}

.express-card h3 {
    margin: 0 0 1rem;
    font-family: var(--font-display);
    font-size: clamp(1.35rem, 2vw, 1.75rem);
    line-height: 1.18;
    color: var(--navy);
}

.express-card__steps {
    list-style: none;
    margin: 0 0 1.35rem;
    padding: 0;
    display: grid;
    gap: 0.72rem;
}

.express-card__steps li {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 0.65rem;
    align-items: start;
    color: rgba(30, 30, 30, 0.82);
    font-size: 0.94rem;
}

.express-card__steps span {
    display: inline-grid;
    place-items: center;
    width: 32px;
    height: 32px;
    border-radius: 10px;
    background: rgba(11, 46, 107, 0.08);
    color: var(--navy);
    font-weight: 800;
    font-size: 0.72rem;
}

.express-card__actions {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.7rem;
}

@media (max-width: 560px) {
    .express-card__actions {
        grid-template-columns: 1fr;
    }

    .cta-final__mock-note {
        text-align: left;
    }
}

.cta-mock {
    border-radius: var(--radius);
    border: 1px solid rgba(11, 46, 107, 0.1);
    background: rgba(255, 255, 255, 0.85);
    box-shadow: var(--shadow);
    overflow: hidden;
    backdrop-filter: blur(8px);
}

.cta-mock__head {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    padding: 0.65rem 0.85rem;
    font-size: 0.72rem;
    font-weight: 800;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--navy);
    border-bottom: 1px solid var(--line);
    background: rgba(245, 247, 250, 0.95);
}

.cta-mock__dots {
    display: inline-flex;
    align-items: center;
    min-width: 40px;
}

.cta-mock__dots::before {
    content: "";
    display: inline-block;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #c5cedd;
    margin-right: 6px;
    box-shadow: 14px 0 #c5cedd, 28px 0 #c5cedd;
}

.cta-mock__body {
    padding: 1rem 1rem 1.15rem;
    display: grid;
    gap: 0.65rem;
}

.cta-mock__field {
    height: 12px;
    border-radius: 8px;
    background: linear-gradient(90deg, #e8ecf4, #f7f9fc);
}

.cta-mock__field--half {
    width: 48%;
    display: inline-block;
}

.cta-mock__field--area {
    height: 56px;
}

.cta-mock__btn {
    height: 38px;
    border-radius: 12px;
    margin-top: 0.25rem;
    background: linear-gradient(135deg, var(--navy), #0a2558);
    opacity: 0.85;
}

.cta-final__mock-note {
    margin: 0.65rem 0 0;
    font-size: 0.82rem;
    color: var(--graphite);
    text-align: right;
}

/* Contact */
.contact-premium {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: clamp(1.5rem, 3vw, 2.5rem);
    align-items: start;
}

@media (max-width: 960px) {
    .contact-premium {
        grid-template-columns: 1fr;
    }
}

.info-card {
    background: var(--white);
    border-radius: var(--radius-sm);
    border: 1px solid var(--line);
    padding: 1rem 1.1rem;
    margin-bottom: 0.75rem;
    box-shadow: 0 12px 36px rgba(11, 46, 107, 0.05);
}

.info-card__title {
    margin: 0 0 0.35rem;
    font-size: 0.72rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--navy-2);
}

.info-card__text {
    margin: 0;
    font-weight: 600;
    color: var(--ink);
}

.seo-local {
    font-size: 0.95rem;
    color: var(--graphite);
    margin: 1rem 0 0;
}

.form-shell {
    background: var(--white);
    border-radius: var(--radius);
    border: 1px solid rgba(11, 46, 107, 0.1);
    box-shadow: var(--shadow);
    padding: clamp(1.25rem, 3vw, 2rem);
    scroll-margin-top: calc(var(--header-h) + 1.25rem);
}

.form-shell__title {
    margin: 0 0 0.35rem;
    font-family: var(--font-display);
    font-size: 1.65rem;
    color: var(--navy);
}

.form-shell__hint {
    margin: 0 0 1.25rem;
    color: var(--graphite);
    font-size: 0.95rem;
}

.field-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0.85rem;
}

@media (max-width: 640px) {
    .field-grid {
        grid-template-columns: 1fr;
    }
}

.field {
    margin-bottom: 0.9rem;
}

.field label {
    display: block;
    font-weight: 700;
    font-size: 0.88rem;
    margin-bottom: 0.35rem;
    color: var(--ink);
}

.optional {
    font-weight: 500;
    color: var(--graphite);
    font-size: 0.85rem;
}

.field input,
.field textarea {
    width: 100%;
    padding: 0.78rem 0.9rem;
    border-radius: 12px;
    border: 1px solid #d5deeb;
    font: inherit;
    background: #fbfcff;
    transition: border-color 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.field input:focus,
.field textarea:focus {
    outline: none;
    border-color: rgba(29, 78, 137, 0.55);
    box-shadow: 0 0 0 4px rgba(29, 78, 137, 0.12);
    background: var(--white);
}

.field--check {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 0.65rem;
    align-items: start;
}

.field--check input {
    width: auto;
    margin-top: 0.2rem;
}

.field--check label {
    font-weight: 500;
    color: var(--graphite);
    font-size: 0.9rem;
}

.hp {
    position: absolute;
    left: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
}

.contact-form--premium {
    position: relative;
}

.alert {
    border-radius: 12px;
    padding: 0.85rem 1rem;
    margin-bottom: 1rem;
    font-size: 0.95rem;
    scroll-margin-top: calc(var(--header-h) + 1.25rem);
}

.alert:focus {
    outline: 3px solid rgba(29, 78, 137, 0.22);
    outline-offset: 3px;
}

.alert--success {
    background: #e7f6ee;
    border: 1px solid #b7dfc8;
    color: #174a2c;
}

.alert--error {
    background: #fdeaea;
    border: 1px solid #f0b4b4;
    color: #6b1d1d;
}

.alert ul {
    margin: 0.35rem 0 0;
    padding-left: 1.1rem;
}

/* FAQ */
.faq-premium {
    display: grid;
    gap: 0.85rem;
    max-width: 900px;
    margin-inline: auto;
}

.faq-premium__item {
    border-radius: var(--radius-sm);
    padding: 1.15rem 1.25rem;
    border: 1px solid var(--line);
    background: linear-gradient(180deg, #ffffff, #f8fafc);
    box-shadow: 0 14px 40px rgba(11, 46, 107, 0.05);
    transition: transform 0.35s ease, box-shadow 0.35s ease;
}

.faq-premium__item:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow);
}

.faq-premium__item h3 {
    margin: 0 0 0.45rem;
    font-family: var(--font-display);
    font-size: 1.2rem;
    color: var(--navy);
}

.faq-premium__item p {
    margin: 0;
    color: var(--graphite);
}

/* Footer */
.site-footer-premium {
    background: radial-gradient(900px 400px at 20% 0%, rgba(29, 78, 137, 0.35), transparent 55%), #071a3a;
    color: rgba(255, 255, 255, 0.82);
    padding-top: 0;
}

.site-footer-premium__line {
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
}

.site-footer-premium__grid {
    display: grid;
    grid-template-columns: 1.4fr repeat(3, 1fr);
    gap: clamp(1.5rem, 4vw, 2.5rem);
    padding: clamp(2.5rem, 5vw, 3.5rem) 0 2rem;
}

@media (max-width: 960px) {
    .site-footer-premium__grid {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 560px) {
    .site-footer-premium__grid {
        grid-template-columns: 1fr;
    }
}

.site-footer-premium__brand p {
    margin: 0.75rem 0 1.25rem;
    max-width: 34rem;
    color: rgba(255, 255, 255, 0.72);
    line-height: 1.6;
}

.site-footer-premium__logo {
    opacity: 0.95;
}

.site-footer-premium__brand picture {
    display: inline-flex;
    align-items: center;
    padding: 0.55rem 0.7rem;
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.94);
}

.social-row {
    display: flex;
    gap: 0.5rem;
}

.social-btn {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border: 1px solid rgba(255, 255, 255, 0.18);
    background: rgba(255, 255, 255, 0.06);
    color: rgba(255, 255, 255, 0.88);
    text-decoration: none;
    transition: transform 0.25s ease, border-color 0.25s ease, background 0.25s ease;
}

.social-btn:hover {
    transform: translateY(-2px);
    border-color: rgba(255, 255, 255, 0.4);
    background: rgba(255, 255, 255, 0.1);
    color: var(--white);
}

.site-footer-premium__h {
    margin: 0 0 0.85rem;
    font-size: 0.72rem;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.55);
}

.site-footer-premium__list {
    list-style: none;
    margin: 0;
    padding: 0;
    display: grid;
    gap: 0.45rem;
    font-weight: 600;
}

.site-footer-premium__list a {
    color: rgba(255, 255, 255, 0.88);
    text-decoration: none;
}

.site-footer-premium__list a:hover {
    color: var(--white);
    text-decoration: underline;
    text-underline-offset: 3px;
}

.site-footer-premium__bottom {
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 0.75rem;
    padding: 1.25rem 0 2rem;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.55);
}

.site-footer-premium__bottom p {
    margin: 0;
}

.site-footer-premium__legal {
    color: rgba(255, 255, 255, 0.45);
}

/* Mobile polish */
@media (max-width: 720px) {
    body.pmrv {
        font-size: 0.98rem;
    }

    .display-xl {
        font-size: clamp(2.05rem, 11vw, 2.75rem);
    }

    .display-lg {
        font-size: clamp(1.85rem, 9vw, 2.35rem);
    }

    .hero-premium__pills {
        grid-template-columns: 1fr;
    }

    .hero-premium__actions {
        flex-direction: column;
        align-items: stretch;
    }

    .hero-premium__actions .btn {
        width: 100%;
    }

    .hero-visual {
        min-height: 330px;
    }

    .float-card {
        padding: 0.78rem 0.85rem;
    }

    .float-card__value {
        font-size: 1.35rem;
    }

    .float-card--tilt {
        width: 54%;
    }

    .float-card--dark {
        width: 52%;
    }

    .float-card--accent {
        width: 62%;
        left: 6%;
    }

    .hero-dashboard {
        width: 58%;
    }

    .stat-grid {
        grid-template-columns: 1fr;
    }

    .stat-card--wide {
        grid-column: auto;
    }

    .media-image--premium {
        aspect-ratio: 4 / 3;
        min-height: 260px;
    }

    .image-quote-card {
        position: relative;
        right: auto;
        bottom: auto;
        width: calc(100% - 2rem);
        margin: -2.25rem auto 0;
    }

    .section-auto__grid,
    .section-dif__grid,
    .intro-asym,
    .section-cta-final__inner,
    .contact-premium {
        gap: 1.5rem;
    }

    .auto-visual,
    .media-image--auto {
        min-height: 280px;
    }

    .auto-visual__card {
        left: 1rem;
        right: 1rem;
        top: 1rem;
    }

    .cta-final__mock-note {
        text-align: left;
    }

    .site-footer-premium__bottom {
        flex-direction: column;
    }
}

@media (max-width: 420px) {
    .wrap {
        width: min(100% - 1.5rem, 1180px);
    }

    .hero-visual {
        min-height: 300px;
    }

    .hero-dashboard {
        display: none;
    }

    .float-card--tilt,
    .float-card--dark,
    .float-card--accent {
        width: 72%;
    }

    .float-card--dark {
        top: 35%;
    }

    .float-card--accent {
        bottom: 6%;
    }
}